Woud my car insurance go up?

i got into a car accident the beginning of september this year. i had a car that was in my dads name and also the insurance was in his name as well. i never payed for anything or signed anything in my name. i accidentally ran a red light and hit the car that was making a left. it wasnt that bad as it sounds. but my dad decided it wasnt worth it and place the car as a right-off. sooooo anyways. i never got a ticket. i am planning on buying a car in january. would my insurance go up? could i get away with not such a high monthly insurance? i mean really everything was in my fathers name and i recieved no ticket. btw. i live in fl

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